Aboutme.Subininvestment - Why Child Education Is So Important These Days?

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Why Child Education Is So Important These Days? 

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Child education is very important these days, due to increase in cost of education and looking for a bright career. The cost of college education is increasing by about 40% per annum. 

College education is very complex education, which leads your child for a better career. The tension are high these days and lot of career options are available. Child can prefer his hobbies as career, even sports which seems non-achievable, can be achieved through correct planning. 

Suppose your child is below 5 years old and want to send him for good education like IIT [Rs. 24 lakhs], IIM [ Rs. 20 lakhs], Engineering [Rs. 10 lakhs], Delhi University Degree [Rs. 15 lakhs],  and studying in foreign countries will cost you more than Rs. 50 Lakhs as of now.

Proper planning is required to achieve this. So, you've to consult good financial planners and achieve your valuable goal. 

If you're investing in stock related shares, invest now in 90% equity and 10% debt. After 5 years, change this portfolio to 60% equity and 40% debt. 10th year, you can change it to 50% stock and last 2 years, you keep 80% as debt and 20% in equities. last year keep the ration as 90% debt and 10% equity which will be safer mode for achieving the target. 

Otherwise in traditional plan, please invest on yearly basis like this. 

Start and SIIP plan invest Rs. 100,000 per annum for 16 years, invest more in 10 years and leave it. you will be having a Rs. 10 lakh insurance coverage. 

you will be getting a 7% + bonus every year, which will be compounding. 

From 10th year onwards, you will be getting 4% extra bonus for 6 years. 

Our company is investing 10% additional bonus when you finish it.

You will easily achieve the target of Rs. 20 Lakhs in the 16th year and i guarantee you that you will be achieving more. In between God Forbid, something happens to you, company will be paying for the balance period and keep you goals alive. 

 

For your family, they will be paying Rs. 10 Lakhs for the daily needs. If your wife can fix it in the bank she will be getting 

Rs. 10,00,000 x 8/100 = Rs. 80000/annum.  

Call Prof Subin [Fin Consultant] : 09407186190 or email: greatsubin2012@gmail.com for more details

 

Aboutme.SubinInvestment - Buy Retirement Coverage Now

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BUY RETIREMENT COVERAGE NOW:

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Indian Government and State Governments of India have planned to stop retirement benefit for working employees, which is very hard and fast rule, even the Government will not be doing it. The Government don't have finance to give retirement benefit, a shame to the entire world. 

But employee's working is very good, when your reach the time of 60 years, your shift stops. Now you have only time and no work. So, what will you do with your time. Apart from that, your kids have grown up and they're busy. They will not be having more time to give to you as your were a few years before. This is the reminder, when you're young - No time. When you're Old - No Time For Them. 

Now, what will you do with this time. Look every person will be having goals in your life. When we're younger and working, we will be more worried about the kids education, professional education and marriage. In between, with more hard work we will be building a home - brick to brick. Now you're free and can do travel, going to meet friends inside India or Outside India, world tour, and more. Where is money coming from?

For this, we provide you best compliment in your life - a Retirement Coverage, which will assure your goal will be met truly. 

If you're at the age of 40, this about retirement coverage. 

Now you will be having a Rs. 25,00,000 term plan [Assume, if not call/SMS 09407186190],

you will be having a Health Insurance [Assume, if not call/SMS 09407186190], then you must have retirement coverage, which you will be using after your retirement. 

Invest almost Rs. 2000/per month for 10 years and policy period will be 15 years. Sure, you will be earning more than double and keep the cheque as fixed deposit in your bank for balance 5 years. 

2000 x 12 month x 10 years  = Rs. 240,000 is your investment

Coverage will be Rs. 240,000 which will be for your wife.

You will be getting more than Rs. 480,000 from 15 years investment, Not bad. then putting in the bank will provide you

Rs. 480,000 x 8% interest per annum is Rs. 38,400 per annum for 5 years compounding. 

Same plan, you've to take one more in the next 2 - 2 1/2 years. which will be giving intense money when you retire. 

1. 2015   - Retirement plan taken now

    2030   - Rs. 480,000 you will be getting [You will be getting more, but IRDA told us to show less and give more]

2. Put this money in the bank for 5 years and get Rs. 38,400 per annum for 5 years compounding. 

3. Take a Second Retirement Plan in 2017 - 2018, it will give you a additional benefit for 10 years. You will be getting Rs. 480,000 [Get more and we will be showing less]. 

So, when you retire - you will be getting :-

1. Rs. 480,000 + 

    Rs. 192,000 +

 2.Rs. 480,000 +

Plus Coverage - Rs. 240,000

Plus Accidental Death and Disability Benefit - Rs. 100,000

If you total it, retirement life will be meaningful. So, don't delay, call/SMS me at 09407186190 or email me at : greatsubin2012@gmail.com and get the coverage now...................

   

Aboutme.SubinInvestment - Why Protection of Life is Required??

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Why Protection of Life is Required?

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Look life is not easy and always keep you fighting. Life is not a cup of tea, which will keep you relaxing all the life. Life is full of thorns and when you try to move forward, accidently or medically you will falter plus leave your parents or wife and kids alone. Then the question arise, who will look after them? Let them decide or you protect them with your steward planning. 

As you've faced your life to the toughest, why you want your kids or partner suffer, when you're not there. At least an amount, which will provide them good income or a lump sum, which can plan them for achieving the future goals. 

If you are not loving your family, there is no need for this. if you are, Try to get as much cover of your life and provide the family a protection, which will give them a step to move forward. 

So, please protect your loved ones when you're there and will help them when you're not there. 

For Example: 

A normal person must take an cover of about Rs. 25 lakhs, minimum which will provide them..............

When you're there       -       Life Insurance Coverage Rs. 25 lakhs. 

How much you've to pay - Maximum Rs. 10,000 per annum

Accident Insurance   -  Rs. 100,000

When something happens to you, the family will get:-

Rs. 25,00,000 x 8/100    = Rs. 200,000/annum

Which means Rs. 16,666 per month as income for the family. 

This will provide them an income for the whole life and they will be living happily on their own. Apart from that, the kids will get educated and start to earn more later. 

For those who want to know more about this, please send me an email on this : greatsubin2012@gmail.com

for urgent Life Coverage requirement, please call this number, 09407186190 and i will help you get a best cover from a very good company, which will keep your mind free from worries.